Farmers & Business Owners
Working with farmers and small business owners means understanding the unique challenges and opportunities they face in managing both personal and professional wealth. At Harvest Horizon, we help diversify assets beyond the farm or business, creating financial stability and flexibility for the future. Whether preparing for a sale, transitioning to the next generation, or exploring tax-efficient strategies, we provide tailored solutions to align with their goals. Our approach balances the complexities of running a business with the importance of personal legacy, delivering clarity and confidence as they plan for what’s next.
Financial Planning
Investments
Tax Strategy
Family Transition
Estate Planning
Business Valuation
Sale & Retirement
First Meeting Essentials
Financial planning for farmers and business owners involves much more than addressing immediate needs—it’s about preparing for the future with purpose and strategy.
Whether transitioning a farm or business to a family member or preparing for a third-party sale, having a clear valuation is essential for confident decision-making.
Diversifying investments beyond the farm or business adds stability and flexibility, ensuring wealth is protected and ready for the next chapter.
Each of these steps works together to create a plan that honors your legacy while securing your financial future.
Investments
Employer Plans, IRAs, Brokerage and Joint Accounts, CDs, Money Market Savings
Tax Returns
Personal and Business, Tax Advisor Team Contact
Insurance
Life, Long-Term Care, Crop and Livestock, Inventory, Liability, Disability, Agent Contact
Financial Statements
Balance Sheet, Income Statement, Statement of Cash Flows
Debts
Personal and Business
Estate Documents
Trust, Wills, Powers of Attorney, Legal Advisor Team Contact
Structure
Business Structure and Governance Documents